03 BANK-ACCOUNT-TABLE                 REDEFINES MTIOAREA.     00000001
              05  DOCD-IOAREA.                                          00000002
                 10  BANK-KEY-FIELDS.                                   00000003
                  15  FISC-YEAR.                                        00000004
                   20  FISC-YEAR-CC                   PIC X(02).        00000005
                   20  FISC-YEAR-YY                   PIC X(02).        00000006
                  15  BANK-ACCOUNT-CODE               PIC X(2).         00000007
                 10  BANK-RESULT-FIELDS.                                00000008
                  15  BANK-ACCOUNT-NUMBER             PIC X(17).        00000009
                  15  BANK-NUMBER                     PIC X(09).        00000010
                  15  BANK-NAME                       PIC X(30).        00000011
                  15  BANK-ACCOUNT-NAME               PIC X(12).        00000012
                  15  CASH-ACCOUNT                    PIC X(04).        00000013
                  15  NEXT-CHECK-NUMBER               PIC 9(11).        00000014
                  15  PRIORITY-CODE                   PIC 9(02).        00000015
                  15  IMMEDIATE-DESTINATION           PIC X(10).        00000016
                  15  IMMEDIATE-ORIGIN                PIC X(10).        00000017
                  15  IMMEDIATE-DESTINATION-NAME      PIC X(23).        00000018
                  15  IMMEDIATE-ORIGIN-NAME           PIC X(23).        00000019
                  15  REFERENCE-CODE                  PIC X(08).        00000020
                  15  SERVICE-CLASS-CODE              PIC 9(03).        00000021
                  15  COMPANY-NAME                    PIC X(16).        00000022
                  15  COMPANY-DISCRETIONARY-DATA      PIC X(20).        00000023
                  15  COMPANY-IDENTIFICATION          PIC X(10).        00000024
                  15  STANDARD-ENTRY-CLASS-CODE       PIC X(03).        00000025
                  15  COMPANY-ENTRY-DESCRIPTION       PIC X(10).        00000026
                  15  ORIGINATOR-STATUS-CODE          PIC X(01).        00000027
                  15  ORIGINATING-DFI-IDENTIFICATION  PIC X(08).        00000028
                  15  LAST-TRACE-NUMBER               PIC 9(11).        00000029
                  15  CHECKING-SAVINGS-IND            PIC X(01).        00000030
                  15  NUM-ADDENDA-RECS                PIC X(04).        00000040
                  15  DEBIT-OFFSET-IND                PIC X(01).        00000100